Check company details, trace ownership and screen the people behind a business. Covenance brings the findings and supporting evidence together, so your team can decide who to onboard.
For compliance and onboarding teams in payments, banking, legal, accounting and corporate services.
2 screening candidates waiting on a reviewer.
Through two holding companies · UK persons with significant control register, read 2026-10-18
Decision: needs a proposer and an approver
Covenance does not close this step. A named reviewer proposes, and a second person approves.
A product screen. Every company and person in it is invented.
Gather the information, review the findings and keep a clear record of your decision.
Start with a company name and country or a registration number. You can also import companies from a spreadsheet or folders of documents.
Covenance gathers company information, traces ownership and runs screening checks. Review the sources, supporting documents and anything that needs your attention.
Your team decides whether to onboard the company. Keep the decision, reasons and any required second approval with the company file.
Choose the checks, providers and next steps for different customers. Start with a template and adapt the workflow to your review process.
Choose a starting point for business checks, full onboarding, enhanced due diligence, ownership research or ongoing monitoring.
Request extra checks for higher-risk cases or ask for documents when ownership is unclear.
Set retries, alternative providers or manual review. Checks required by the policy cannot be skipped.
Each onboarding records its workflow version. Later changes create a new version, preserving the rules used for earlier cases.
Requirements for each customer type keep mandatory ownership, identity and document checks in the workflow.
The entry point. It cannot be switched off.
CVR first, documents where it is silent.
Reads whatever the customer uploaded.
OpenSanctions, for the company and every person on the file.
Required by the policy template, so it cannot be left out.
Prepares the questions. Sending them stays a person's act.
Switched off for this workflow.
Reads every other step, so it has to run last.
Validated. Nothing blocks publishing.
A published version is frozen, and every onboarding records the rules and the policy version it ran under. Editing afterwards opens a new draft.
A product screen. Every company and person in it is invented.
Review company details, ownership, screening, documents and risk in one company file.
Check legal names, registration details and addresses against connected registers and data providers. See where information came from and when it was retrieved. Missing or conflicting details are flagged for review.
A product screen. Every company and person in it is invented.
Trace ownership across companies and countries to identify beneficial owners: the people who ultimately own or control a business. Review the calculations, supporting sources and unresolved parts of the chain.
62% of Marvendo Group B.V., which holds 100% of the company under review. 1.00 × 0.62 = 62.0%.
55% of Trevandia Partners S.r.l., which holds 38% of Marvendo Group B.V., which holds 100% of the company under review. 1.00 × 0.38 × 0.55 = 20.9%. Below the 25% threshold, so not proposed as a beneficial owner on ownership alone.
Legal owners from UK Companies House, retrieved 2026-10-18. The Dutch and Italian layers were read from documents the customer supplied, so the chain below Marvendo Group B.V. is marked as partially resolved and says so on the file.
A product screen. Every company and person in it is invented.
Bring directors and management into the company file. Match name variations across sources and review each person’s screening findings without working through duplicate records.
Screen companies, directors, representatives and beneficial owners for sanctions and politically exposed person (PEP) matches. Review possible matches against the published lists and supporting evidence. Adverse media findings include a risk rating and explanation.
OpenSanctions PEP positions · municipal office held 2015-2020. Confirmed by a reviewer on 2026-10-19 and added to the PEP registry.
Two candidates above the score threshold on Wikidata politically exposed persons. Neither decided yet.
A product screen. Every company and person in it is invented.
Invite directors and beneficial owners to verify their identity through a page carrying your branding. Track who has completed verification, who is waiting and who still needs an invitation.
A product screen. Every company and person in it is invented.
Send customers a branded upload page with no account to create. Track requests, uploads and outstanding documents. Your team reviews each document before accepting it.
Kelvarde Compliance has asked for the following. Upload each one here; you do not need an account.
Drop a file here, or choose one
PDF, JPEG or PNG, up to 25 MB
An upload is a receipt, not an approval: a person at Kelvarde accepts or rejects each document, and a rejection carries a written reason the customer can read.
A product screen. Every company and person in it is invented.
Review anti-money laundering (AML), ownership, identity and credit risk separately. Each assessment explains its findings. When an area cannot be assessed, it is marked “Not assessed”.
One confirmed politically exposed person among the beneficial owners. Enhanced due diligence questions were put on the file and answered.
The chain above Marvendo Group B.V. was read from customer documents rather than a register, so two layers are unconfirmed.
Two of four directors have verified their identity. Two invitations are outstanding.
No filed accounts were readable for this company.
No overall score. Where one dimension reads High the file says so, and the decision has to deal with it rather than with an average.
Decide two screening candidates on Eelis Varjakko before the risk run can close.
A product screen. Every company and person in it is invented.
Save the decision, reviewer names, reasons and supporting evidence. Generate a branded report for internal reviews and audits, with version history that preserves earlier reports.
Had M. Haldenbro tried to approve their own proposal, the panel would have refused it: the person who proposes a decision cannot approve it, and there is no override.
Marvendo Pay Holdings Ltd
United Kingdom · 99999999
Cover · Summary · Company · Directors · Ownership & control · Screening · Identity · Documents · Other modules · Decision record · Notes · Timeline
A product screen. Every company and person in it is invented.
Keep monitoring, updates and team activity connected to the company file.
Rescreen customers and review changes on their timeline, using the monitoring settings you choose.
Review company updates, findings and decisions in date order. Export the timeline as CSV when needed.
Share notes on the company file and notify colleagues when their input is needed.
Organise customers with your own tags and restrict access to sensitive files.
Stop monitoring when a relationship ends and keep the company file available for reference.
Use your logo, colours and sending address on customer-facing pages and messages. Your staff work in the Covenance portal.
Import companies from spreadsheets or folders of documents. Review proposed spreadsheet mappings before accepting the import.
Read your records through a versioned REST API, with access limited by the permissions assigned to each key.
Let supported AI assistants retrieve information from your records through the MCP connection. Your team keeps control of onboarding decisions.
For organisations that need to understand who they are dealing with and keep the evidence behind each decision.
Payment institutions, e-money institutions, acquirers and payment facilitators.
Review business customers, trace ownership across borders and assess screening findings. Keep the research and decisions together for compliance review.
Law firms, accountancy practices, audit firms and tax advisers.
Research clients, identify beneficial owners and collect documents under your own brand. Keep a clear file that colleagues can review when needed.
Company formation agents, corporate service providers, fiduciaries and trustees.
Review complex ownership structures and retain the evidence behind each link. Monitor clients and record changes as relationships evolve.
Banks, credit institutions, business lenders and leasing companies.
Give onboarding and compliance teams a shared company file. Review the sources, assess each area of risk and record who made and approved the decision.
Covenance gathers information and prepares findings for review. A person records the final onboarding decision.
Second-reviewer approval is on by default. Your organisation can require it for every case, for high-risk cases only, or turn it off. When required, the proposer cannot approve their own proposal.
An approver can return a proposal when more information or changes are needed before a decision can be approved.
Record reviewer names, decision reasons and any permitted overrides. Keep that history with the case and its report.
Choose your hosting approach, manage access and keep a record of who acted.
EU cloud hosting in France, with EU-only processing and on-premise options available on request.
Ask about single sign-on, automatic user provisioning and organisation-wide multi-factor authentication.
Database access controls keep each organisation’s records separate.
Assign permissions for specific actions, including separate permissions for onboarding decisions and approvals.
Limit access to sensitive customers using restricted tags and the permissions assigned to your team.
Distinguish information from official registers, commercial providers and customer-supplied documents.
When a source gives only a partial date of birth, the record keeps that level of detail.
Retain possible matches, their published sources and the decisions reviewers made about them.
See who acted and when, including any support access carried out on your behalf.
Set retention periods and export records when needed. Offboarding and deletion remain separate actions.
In a 30-minute demo, follow a company from initial research to the reviewer’s decision. See the sources, ownership chain, screening findings and supporting evidence.
Explore tools for GDPR, the EU AI Act, DORA and NIS2 alongside business onboarding.